Business advisory, accounting and bookkeeping
Australia’s fastest growing CFO and bookkeeping team
We help ambitious businesses turning over $2M to $50M fix cash flow, lift profit and finally get clear on their numbers.
CAANZ Young Chartered Accountant of the Year
Australian Young CFO of the Year
Geelong Small Business Awards
Each added $1M to net profit last year with our help
Trusted by ambitious owners at
Growing fast, but the numbers aren’t keeping up?
Most ambitious owners we meet have the same three problems. Sales are growing, but running the business isn’t getting any easier.
59%
of Australian small business owners felt cash flow stress in the last six months.
Source: Tyro small business survey, March 2026
Cash is tight, even in good months.
We forecast your cash ahead, plan for big bills and help you get paid faster. So you can pay staff, suppliers and yourself without the stress.
Profit isn’t what it should be.
We find where money is leaking in your pricing, wages, job costs and overheads, then help you fix it. You keep more of every dollar you earn.
You don’t have clarity over your numbers.
Simple monthly reports and a regular catch-up with your advisor. You’ll know what’s working, what isn’t and what to do next.
Your bookkeeper and CFO, in one team
A bookkeeper keeps your books right. A CFO tells you what they mean and what to do next. With us, you get both, working together on your business.
Bookkeeping
Done for you, every month
Clean, up to date books without you lifting a finger. Our team handles the day-to-day so you can get back to running your business.
- Bank and card reconciliations
- Bills, invoices and your accounts inbox
- Payroll and super
- BAS preparation and GST
- Xero set-up and clean-ups
- Month-end reports
Accounting and advisory
Clear numbers, better decisions
Reports you can actually read, and advice you can act on. We focus on the few numbers that matter most to your business.
- Monthly reports and KPIs
- Cash flow forecasts
- Budgets and targets
- Pricing and profit margin reviews
- Tax planning and ATO compliance
- Growth and hiring plans
Virtual CFO
For those ready to scale
A senior CFO in your corner, part time. Strategy, forecasts and funding support to help you grow faster, without a full-time CFO salary.
- Monthly strategy meetings
- Board and investor reports
- Financial modelling
- Debt and equity funding support
Thinking about your first finance hire?
It is a big step. Hire too junior and nobody is guiding strategy. Hire too senior and you pay CFO money for bookkeeping work.
Our bookkeeper and CFO team gives you both levels of experience, so you can scale faster without the cost and headaches of the wrong full-time hire.
| One full-time hire | Simic bookkeeper and CFO | |
|---|---|---|
| Experience | One person, at one level | A senior CFO plus a dedicated bookkeeper |
| Cost | $149,350 median salary for a finance manager, plus super, recruitment and leave | One set monthly fee, agreed upfront |
| Getting started | Months to recruit and train | Starts after a free call and a review of your numbers |
| Holidays and sick days | Work stops when they are away | A whole team, so nothing stops |
| As you grow | You may outgrow them | Add more support when you need it |
Salary: Robert Half 2026 Salary Guide, Melbourne, finance manager median base
Weighing up a hire? Book a call and we will talk it through.
What our clients see
Clean books plus clear advice add up. This is the average lift our clients have seen after working with us.
+29%
Average lift in profit
+17%
Average lift in cash flow
Source: average across Simic Financial clients. Results vary.
Client reviews
★★★★★
We would give Simic Financial 10 stars if it were an option. Tom is very responsive to our needs and is a whiz on the financials.
Leanne Kamp, Founder, Lucky Strike Gold Prospecting
★★★★★
We now have lots of visual representations of performance. They’re able to make really good decisions because they understand every part of the business now.
Megan Rovers, Founder and CEO, Armstrong Real Estate
★★★★★
Developing a relationship with Tom and Simic Financial has been one of the best decisions we’ve made as a small business.
Branden Johns, Founder, Adventure Market
Getting started is simple
Book a free call
A 30 minute chat about your business and your goals. You learn how we work. No sales pitch.
We review your numbers
We look through your books, find the quick wins, and match you with the right CFO and bookkeeper.
We get to work
Clean books each month, clear reports, and regular catch-ups to plan your next move.
A senior team, right across Australia
Our advisors are based in Geelong and Melbourne, backed by our own in-house bookkeeping team. We work with clients right across Australia.
Our clients are ambitious businesses turning over $2M to $50M, in trades, property, hospitality, retail, tech and more. You get one team that knows your business, not a new face every call.
Need a specialist? We will introduce you.
When you need more help, we connect you with people we trust, so you are not starting from scratch.
- Business and M&A lawyers
- R&D tax advisors
- Finance brokers
- Recruiters
- Investors
- Business buyers
Common questions
What does a Virtual CFO do for a growing business?
A Virtual CFO is a senior finance lead who works with you part time. They plan your cash flow, set budgets and targets, build forecasts and help with big decisions like hiring or raising money. You get CFO-level advice without a full-time CFO salary.
What is the difference between a bookkeeper, an accountant and a CFO?
A bookkeeper keeps your records up to date. An accountant turns those records into reports and keeps you compliant with the ATO. A CFO uses the numbers to plan where the business is going. We bring all three together in one team.
When should my business make its first finance hire?
A good time is when the books are eating into your week, cash is hard to predict, or you are planning big growth. Before you hire, compare one full-time person with a bookkeeper and CFO team. Many businesses find the team gives them more experience, more cover and less risk.
How can I improve cash flow in my business?
Start with a cash flow forecast so you can see problems coming. Then get paid faster, check your pricing and plan big costs ahead. We set this up for our clients and keep it up to date.
Do you only work with businesses in Geelong and Melbourne?
No. Our advisors are based in Geelong and Melbourne, and we work with businesses right across Australia.
What size businesses do you work with?
We work with ambitious businesses turning over $2M to $50M a year, plus a small number of start-ups with big plans.
How much does it cost?
It depends on what your business needs. After a free call, we give you a clear monthly fee before any work starts.
Want your numbers to finally make sense?
Book a free 30 minute call. No sales pitch, just a clear chat about your business.
+61 3 5229 9665hello@simic.financeLv 2, 50 Little Malop St, Geelong VIC
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