Simic Financial
Virtual CFO Advisory Geelong, Torquay & Surfcoast
Services
Virtual CFO Advisory
Expert, hands-on CFO advisors to guide your business with smarter strategy and better financial reporting.
Business Success Review
A comprehensive deep dive into why your business is not hitting its targets, how it can improve, and what the risks are coming into expansion/M&A.
Full Service Bookkeeping
Seamless full-service bookkeeping – from managing an accounts@ inbox and payroll to making sure your month-end close is always smooth.
Book a Discovery Call
Why Us
Trusted by 100’s of Small Businesses
Running a successful business in Geelong, Torquay, or across the Surf Coast comes with a unique challenge: growth often happens fast — but access to senior financial leadership doesn’t always keep pace.
Many regional businesses reach a point where tax-focused accounting is no longer enough, yet hiring a full-time CFO feels premature or unnecessary.
That’s where a Virtual CFO delivers real value.
At Simic Financial, we provide hands-on Virtual CFO services to growing businesses across Geelong, Torquay, and the Surf Coast, acting as a true financial partner — not just an advisor you hear from once a year.
We’re proud to be the largest and most trusted CFO advisory firm in the region, and are locals ourselves!
Smarter decisions
Smoother systems
Clear reporting
Less headaches
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How do I know if I need a Virtual CFO?
Book your discovery call now
The best way to find out if a Virtual CFO Advisor is a match for you is to book a no obligation discovery call
What is a Virtual CFO?
A Virtual CFO gives you strategic financial leadership on-demand, without the cost or commitment of a full-time executive.
But this goes far beyond reports and numbers.
We help business owners:
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Understand what’s really driving performance
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Plan ahead with confidence, not guesswork
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Make decisions backed by clear financial insight
While traditional accountants focus on compliance and history, we focus on strategy, foresight, and control — all year round.
Who We Support Across Geelong & the Surf Coast
Our Virtual CFO services are designed for established and scaling businesses with revenue between $1M and $50M, including:
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Professional services and consulting firms
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Start-ups and fast-growing regional businesses
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Retail, wholesale, and hospitality operators
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Founder-led companies without an in-house CFO
If you’re a Founder, CEO, or Managing Director looking for clarity, structure, and financial confidence — this service is built for you.
When a Virtual CFO Makes the Biggest Impact
Most businesses engage us when they experience challenges like:
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Cash flow uncertainty despite strong sales
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Limited visibility into real profitability
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Financial decisions feeling reactive instead of planned
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Growth without clear forecasting or structure
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Reliance on accountants who only engage at tax time
These are normal growing pains — but left unresolved, they slow momentum and increase risk.
A Virtual CFO helps you move forward with certainty.
Our Virtual CFO Services
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Every engagement is tailored, but typically includes:
Financial Strategy & Planning
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Cash flow forecasting and scenario modelling
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Budgets aligned to growth goals
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Profitability and margin improvement
CFO-Level Reporting & Insights
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Monthly management and board-style reports
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Clear KPI dashboards
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Plain-English explanations that drive decisions
Monthly Advisory & Leadership Support
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Structured monthly CFO advisory meetings
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Strategic accountability and forward planning
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Ongoing guidance as your business evolves
Strategic CFO Partner Plan
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A dedicated CFO embedded into your business
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On-call support for major decisions and challenges
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Industry-aligned expertise matched to your sector
This is not outsourced finance.
This is experienced CFO leadership. -
Why Businesses Choose Us in Geelong & the Surf Coast
We don’t compete with traditional accountants — we complement and extend them.
What sets us apart:
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Deep regional presence with local business insight
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Hands-on, embedded approach — we feel like part of your team
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Fixed, transparent pricing — no hourly billing surprises
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Industry-specialist CFOs matched to your business model
Our founder, Tom Simic, is a multi-award-winning Chartered Accountant, recognised as 2025 Young Chartered Accountant of the Year, and our CFO team brings decades of commercial experience across diverse industries.
Regional Businesses Deserve Strategic Financial Leadership
Geelong, Torquay, and the Surf Coast are home to some of Victoria’s most ambitious and fast-growing businesses.
We help you:
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Gain clarity over your numbers
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Reduce financial stress
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Grow sustainably and confidently
All without hiring in-house or relying on reactive advice.
Is a Virtual CFO the Right Next Step?
If you’re asking:
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“Are we financially ready for our next phase of growth?”
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“Do we really understand our cash flow and margins?”
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“Why does decision-making still feel harder than it should?”
It’s time for a different level of financial support.
Book a Virtual CFO Discovery Call
Start with a no-obligation discovery call.
We’ll help you:
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Understand where your business stands today
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Identify risks and opportunities ahead
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Decide whether a Virtual CFO is the right fit
👉 Book your Virtual CFO consultation today and work with the most trusted CFO advisors across Geelong, Torquay, and the Surf Coast.
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