by Tom Simic | Oct 10, 2026 | Industry Guides
You had a big Saturday. The room was full and the kitchen never stopped. Then the week’s numbers land and there’s barely anything left. In most cafes, restaurants and bars, the reason is the same: wages ate the profit. Hospitality wages as a percentage of...
by Tom Simic | Oct 9, 2026 | Cash Flow
October in Geelong feels busy. Jobs are booked, the waterfront is filling up again and the phone keeps ringing. Then February arrives, the bank balance is thin and you can’t work out where the money went. Geelong business cash flow follows a pattern. Trades and...
by Tom Simic | Oct 8, 2026 | Growth and Exit
You’ve found the right equipment, the second site or the business you want to buy. Now the bank wants your numbers, and you’re not sure they’ll stand up. The last thing you want is a slow “no” because your books were messy. The good news...
by Tom Simic | Oct 7, 2026 | Bookkeeping and Systems
The quarter was busy. Invoices went out, money came in, and the bank balance looked healthy. Then the BAS lands, and a big chunk of that balance was never really yours to spend. So how much should you set aside for BAS? Work out what your BAS will be as you go, not at...
by Tom Simic | Oct 6, 2026 | Virtual CFO
Sales are up. The team is bigger. Yet the bank balance still makes you nervous, and you’re not sure which jobs or products actually make money. You have a bookkeeper and an accountant, but nobody is helping you decide what to do next. So when do you need a...
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