{"id":609,"date":"2026-10-23T04:53:55","date_gmt":"2026-10-23T04:53:55","guid":{"rendered":"https:\/\/simicfinancial.com\/?page_id=609"},"modified":"2026-10-23T05:28:57","modified_gmt":"2026-10-23T05:28:57","slug":"virtual-cfo-services","status":"publish","type":"page","link":"https:\/\/simicfinancial.com\/fr\/virtual-cfo-services\/","title":{"rendered":"Virtual CFO Services"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; module_class=&#8221;sf-sec sf-hero&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;96px||104px||true|false&#8221; custom_padding_tablet=&#8221;56px||64px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_code admin_label=&#8221;Brand fonts&#8221; _builder_version=&#8221;4.27.9&#8243;]<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"><link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin><link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Geist:wght@300;400;500;600&#038;family=Instrument+Serif:ital@0;1&#038;family=JetBrains+Mono:wght@400;500&#038;display=swap\">[\/et_pb_code][et_pb_text admin_label=&#8221;Hero copy&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Virtual CFO services<\/p>\n<h1>A part-time CFO to fix your numbers and help you <em>grow<\/em><\/h1>\n<p class=\"sf-lede\">Your accountant looks back at last year. A Virtual CFO looks ahead and helps you act.<\/p>\n<p>We clean up your finances, bring old systems up to date and build a clear plan to grow profit and cash. You get a senior CFO for a set monthly fee, without a full-time CFO salary.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Hero actions&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-actions\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a free call<\/a><a class=\"sf-link\" href=\"#case-studies\">See client turnarounds<\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Where are you now&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-finder\">\n<p class=\"sf-finder-h\">Where are you now?<\/p>\n<p><a class=\"sf-frow\" href=\"#clean-up\"><span>Cash is tight and the books are a mess<\/span><span>Clean up &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#modernise\"><span>We still run on old systems<\/span><span>Modernise &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#plan\"><span>We need a clear plan<\/span><span>Plan &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#scale\"><span>We\u2019re ready to scale or sell<\/span><span>Scale &rarr;<\/span><\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Client logo ticker&#8221; module_class=&#8221;sf-sec sf-paper sf-ticker-band&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;36px||44px||true|false&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#C9C1AE&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#C9C1AE&#8221;][et_pb_row module_class=&#8221;sf-row-full&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Logo ticker&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-ticker-label\">Trusted by ambitious owners at<\/p>\n<div class=\"sf-ticker\" role=\"region\" aria-label=\"Some of the businesses we work with\">\n<div class=\"sf-ticker-track\">\n<ul class=\"sf-ticker-list\">\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-lucky-strike-gold-prospecting.png\" alt=\"Lucky Strike Gold Prospecting logo\" width=\"156\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h46\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-alpha-power-systems.png\" alt=\"Alpha Power Systems logo\" width=\"305\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h62\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-pho.png\" alt=\"Pholklore logo\" width=\"87\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h32\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-armstrong-real-estate.png\" alt=\"Armstrong Real Estate logo\" width=\"188\" height=\"45\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h34\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cipher-sports-technologies.png\" alt=\"Cipher Sports Technologies logo\" width=\"275\" height=\"81\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h48\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-wild-soul-wellness.png\" alt=\"Wild Soul Wellness logo\" width=\"309\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h24\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cranecrew.png\" alt=\"CraneCrew logo\" width=\"420\" height=\"42\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-great-white-magnetics.png\" alt=\"Great White Magnetics logo\" width=\"113\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-totally-workwear.png\" alt=\"Totally Workwear logo\" width=\"213\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-kenstra.png\" alt=\"Kenstra logo\" width=\"220\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<\/ul>\n<ul class=\"sf-ticker-list\" aria-hidden=\"true\">\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-lucky-strike-gold-prospecting.png\" alt=\"\" data-alt=\"Lucky Strike Gold Prospecting logo\" width=\"156\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h46\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-alpha-power-systems.png\" alt=\"\" data-alt=\"Alpha Power Systems logo\" width=\"305\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h62\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-pho.png\" alt=\"\" data-alt=\"Pholklore logo\" width=\"87\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h32\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-armstrong-real-estate.png\" alt=\"\" data-alt=\"Armstrong Real Estate logo\" width=\"188\" height=\"45\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h34\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cipher-sports-technologies.png\" alt=\"\" data-alt=\"Cipher Sports Technologies logo\" width=\"275\" height=\"81\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h48\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-wild-soul-wellness.png\" alt=\"\" data-alt=\"Wild Soul Wellness logo\" width=\"309\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h24\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cranecrew.png\" alt=\"\" data-alt=\"CraneCrew logo\" width=\"420\" height=\"42\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-great-white-magnetics.png\" alt=\"\" data-alt=\"Great White Magnetics logo\" width=\"113\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-totally-workwear.png\" alt=\"\" data-alt=\"Totally Workwear logo\" width=\"213\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-kenstra.png\" alt=\"\" data-alt=\"Kenstra logo\" width=\"220\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Meet your CFOs&#8221; module_class=&#8221;sf-sec sf-bone sf-team-band&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;112px||112px||true|false&#8221; custom_padding_tablet=&#8221;64px||64px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;sf-team-row-v&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Team photo&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<figure class=\"sf-photo\"><img src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/simon-middleton-tom-simic-virtual-cfo.webp\" srcset=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/simon-middleton-tom-simic-virtual-cfo.webp 1000w, https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/simon-middleton-tom-simic-virtual-cfo-980x784.webp 980w, https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/simon-middleton-tom-simic-virtual-cfo-480x384.webp 480w\" sizes=\"(max-width: 980px) 92vw, 560px\" alt=\"Simon Middleton and Tom Simic, Virtual CFOs at Simic Financial, at a meeting table\" width=\"1000\" height=\"800\" loading=\"lazy\" decoding=\"async\"><figcaption class=\"sf-photo-cap\">Simon Middleton (left) and Tom Simic (right)<\/figcaption><\/figure>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Team copy&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Your CFO team<\/p>\n<h2>Senior CFOs who get to know your <em>business<\/em><\/h2>\n<p>You work with real people, not a call centre. Your CFO learns how your business runs, sits in on your monthly numbers and picks up the phone when you need a second opinion.<\/p>\n<ul class=\"sf-list sf-list-1\">\n<li>Led by Tom Simic, 2025 CAANZ Young Chartered Accountant of the Year<\/li>\n<li>Based in Geelong and Melbourne, working with businesses across Australia<\/li>\n<li>Backed by our own in-house bookkeeping team<\/li>\n<\/ul>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/about\/\">Meet the team<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Pain points&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Does this sound <em>familiar<\/em>?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Owner pain points&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<ul class=\"sf-quotes\">\n<li>\u201cWe\u2019re making sales, but there\u2019s never any cash.\u201d<\/li>\n<li>\u201cWe\u2019ve done it the same way for 30 years.\u201d<\/li>\n<li>\u201cI find out how we went months too late.\u201d<\/li>\n<li>\u201cI don\u2019t know which jobs actually make money.\u201d<\/li>\n<li>\u201cThe bank wants a forecast and I don\u2019t have one.\u201d<\/li>\n<li>\u201cI want to grow, but can we afford it?\u201d<\/li>\n<\/ul>\n<p>Every one of these can be fixed. Most owners we meet have two or three at once.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;How we help&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||40px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Four ways a CFO turns a business <em>around<\/em><\/h2>\n<p>Most turnarounds follow the same path. We start where you are now and move as fast as your business can.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Clean up&#8221; module_id=&#8221;clean-up&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-tag\">Step 1<\/p>\n<h3>Clean up the mess<\/h3>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> owners who don\u2019t trust their numbers, or who are behind with the ATO.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">\u201cI don\u2019t trust my own numbers.\u201d<\/p>\n<p class=\"sf-plus\">What we do<\/p>\n<ul class=\"sf-list\">\n<li>Books caught up and fixed in Xero<\/li>\n<li>Late BAS and ATO debts sorted, with a payment plan if needed<\/li>\n<li>Money owed to you chased, and supplier terms reset<\/li>\n<li>The true profit of every job, product or site<\/li>\n<li>A <a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/13-week-cash-flow-forecast\/\">13-week cash flow forecast<\/a>, so there are no nasty surprises<\/li>\n<li>A clear list of what to fix first<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Modernise&#8221; module_id=&#8221;modernise&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-tag\">Step 2<\/p>\n<h3>Bring old systems into the future<\/h3>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> businesses still running on paper, spreadsheets or old desktop software.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">\u201cWe\u2019ve done it the same way for 30 years.\u201d<\/p>\n<p class=\"sf-plus\">What we do<\/p>\n<ul class=\"sf-list\">\n<li>Paper, spreadsheets and old software moved into Xero<\/li>\n<li>Simple apps for bills, timesheets, job costing and stock<\/li>\n<li>Systems connected, so data flows on its own<\/li>\n<li>No more typing the same thing in twice<\/li>\n<li>Approvals set up, so you still sign off every payment<\/li>\n<li>Your team trained, so the new way sticks<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Plan&#8221; module_id=&#8221;plan&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-tag\">Step 3<\/p>\n<h3>Plan with clear numbers<\/h3>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> owners making big calls on gut feel.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">\u201cI\u2019m making big decisions without clear numbers.\u201d<\/p>\n<p class=\"sf-plus\">What we do<\/p>\n<ul class=\"sf-list\">\n<li>A budget and targets for the year ahead<\/li>\n<li>12-month and 3-year forecasts, with best, normal and worst cases<\/li>\n<li>Pricing and margin reviews to find where profit leaks<\/li>\n<li>Simple KPI dashboards your whole team can read<\/li>\n<li>Tax planning, so there are no shocks at year end<\/li>\n<li>A monthly meeting with your CFO to check progress<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Scale&#8221; module_id=&#8221;scale&#8221; module_class=&#8221;sf-svc sf-svc-last&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-tag\">Step 4<\/p>\n<h3>Scale fast, raise money or sell<\/h3>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> businesses ready for their next big step.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">\u201cWe\u2019re ready to grow, but we can\u2019t afford to get it wrong.\u201d<\/p>\n<p class=\"sf-plus\">What we do<\/p>\n<ul class=\"sf-list\">\n<li>Models for new sites, products or hires before you commit<\/li>\n<li>Reports and forecasts that banks and investors trust<\/li>\n<li>Help to get a loan or raise money<\/li>\n<li>Monthly board meetings and executive reports<\/li>\n<li>Your business made ready to sell, for a better price<\/li>\n<li>Support through due diligence when a buyer checks your books<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Case studies&#8221; module_id=&#8221;case-studies&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||40px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Case studies<\/p>\n<h2>Client <em>turnarounds<\/em><\/h2>\n<p>What this looks like in real businesses. Client names are kept private.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;sf-eq&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Case: hospitality&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-case\">\n<p class=\"sf-case-tag\">Hospitality group, Sydney<\/p>\n<h3>From a stretched flagship to a clear plan for site two<\/h3>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">Before<\/p>\n<p>A busy flagship store with very high rent, a second site already signed, and numbers spread across too many systems.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">What we did<\/p>\n<p>Worked out the true profit of every product, cleaned up and connected the software, built a 3-year forecast and a full model for the new site, and set up weekly cash forecasts with two-person payment approval.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">After<\/p>\n<p>The owners know which products and sites make money. They are opening the next site with a plan, not a guess.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Case: real estate&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-case\">\n<p class=\"sf-case-tag\">Real estate group, Geelong<\/p>\n<h3>From spreadsheets to numbers the whole team understands<\/h3>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">Before<\/p>\n<p>The founder ran the business from Excel spreadsheets and basic profit and loss reports. Only she could read them.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">What we did<\/p>\n<p>Built simple visual reports for every part of the business, and set up regular CFO meetings to set bigger goals and track them.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">After<\/p>\n<p>\u201cThey\u2019re able to make really good decisions because they understand every part of the business now.\u201d Megan Rovers, Founder and CEO<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;sf-eq&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;32px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;CHECK figures before publishing: trade case&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-case\">\n<p class=\"sf-case-tag\">Family trade business, regional Victoria<\/p>\n<h3>30 years of paper, brought online in 90 days<\/h3>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">Before<\/p>\n<p>Paper timesheets, handwritten job sheets and old desktop software. The owner only found out how a job went weeks after it finished.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">What we did<\/p>\n<p>Moved the business into Xero with digital timesheets and job costing, set up a weekly report on every job, and repriced two job types that were losing money.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">After<\/p>\n<p>The owner sees how every job is tracking each week, and month end is no longer a scramble.<\/p>\n<\/div>\n<div class=\"sf-case-figs\">\n<div>\n<p class=\"sf-case-fig\">+9 pts<\/p>\n<p class=\"sf-case-figl\">gross margin in the first year<\/p>\n<\/div>\n<div>\n<p class=\"sf-case-fig\">5 wks \u2192 8 days<\/p>\n<p class=\"sf-case-figl\">to close each month<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;CHECK figures before publishing: engineering case&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-case\">\n<p class=\"sf-case-tag\">Engineering business, Melbourne<\/p>\n<h3>Back from the edge on cash<\/h3>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">Before<\/p>\n<p>Sales were strong, but the bank account kept running dry. ATO debt was growing and suppliers were chasing.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">What we did<\/p>\n<p>Built a 13-week cash flow forecast, set up an ATO payment plan, tightened invoicing and debt collection, and cut costs that weren\u2019t paying their way.<\/p>\n<\/div>\n<div class=\"sf-case-row\">\n<p class=\"sf-case-lbl\">After<\/p>\n<p>Cash is planned weeks ahead, the ATO is paid and the business is back to a steady profit.<\/p>\n<\/div>\n<div class=\"sf-case-figs\">\n<div>\n<p class=\"sf-case-fig\">68 \u2192 35<\/p>\n<p class=\"sf-case-figl\">days to get paid<\/p>\n<\/div>\n<div>\n<p class=\"sf-case-fig\">12 months<\/p>\n<p class=\"sf-case-figl\">to clear the ATO debt<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Results&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Results<\/p>\n<h2>What our clients <em>see<\/em><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-fig sf-fig-sm\">5<\/p>\n<p class=\"sf-fig-label\">clients each added $1M to their net profit last year with our help<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-fig sf-fig-sm\">+29%<\/p>\n<p class=\"sf-fig-label\">average lift in profit<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-fig sf-fig-sm\">+17%<\/p>\n<p class=\"sf-fig-label\">average lift in cash flow<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-source\">Source: Simic Financial client results. Results vary.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Virtual vs full-time CFO&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Compare table&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>A Virtual CFO or a full-time <em>CFO<\/em>?<\/h2>\n<p>Most businesses under $50M don\u2019t need a full-time CFO. They need senior advice, at the right level, when it matters.<\/p>\n<div class=\"sf-table-wrap\">\n<table class=\"sf-compare\">\n<thead>\n<tr>\n<th>Compare<\/th>\n<th>Full-time CFO<\/th>\n<th>Simic Virtual CFO<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Cost<\/td>\n<td>$226,600 median salary, plus super, recruitment and leave<\/td>\n<td>One set monthly fee, agreed upfront<\/td>\n<\/tr>\n<tr>\n<td>Team<\/td>\n<td>One person<\/td>\n<td>A senior CFO, backed by our own bookkeeping team<\/td>\n<\/tr>\n<tr>\n<td>Getting started<\/td>\n<td>Months to recruit and settle in<\/td>\n<td>Starts after a free call and a review of your numbers<\/td>\n<\/tr>\n<tr>\n<td>Experience<\/td>\n<td>One career, a few industries<\/td>\n<td>Lessons from hundreds of businesses like yours<\/td>\n<\/tr>\n<tr>\n<td>As you grow<\/td>\n<td>Hard to scale up or down<\/td>\n<td>Change your level of help as you grow<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"sf-source\">Salary: Robert Half 2026 Salary Guide, Melbourne, SME CFO median base<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Packages&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||40px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Three levels of CFO <em>support<\/em><\/h2>\n<p>Start where you are now. Move up as you grow.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<p class=\"sf-lvl sf-lvl-1\">Level 1<\/p>\n<h3>Start-up Supporter<\/h3>\n<p>Quarterly CFO reviews, monthly reports and KPIs. For newer businesses that need clear numbers.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<p class=\"sf-lvl sf-lvl-2\">Level 2<\/p>\n<h3>CFO Advantage<\/h3>\n<p>Monthly CFO meetings, budgets, forecasts and tax planning. For growing businesses fixing profit and cash.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<p class=\"sf-lvl sf-lvl-3\">Level 3<\/p>\n<h3>Strategic CFO Partner<\/h3>\n<p>A done-for-you CFO with fortnightly check-ins, board meetings and help to raise money or sell.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;40px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/services\/#compare\">Compare all CFO packages<\/a><\/p>\n<p class=\"sf-note\">Books messy or behind? Start with our <a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/full-service-bookkeeping\/\">full service bookkeeping<\/a>, then add a CFO when you\u2019re ready.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Client reviews&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||56px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Featured review&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2 class=\"sf-reviews-h\">What owners <em>say<\/em><\/h2>\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote-lg\"><p>Our vCFO identifies where we\u2019re winning, where we\u2019re losing, and really put a gameplan in place to improve, and he really understands our business.<\/p><\/blockquote>\n<p class=\"sf-cite\">Scott, Aussiewide Financial<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||32px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote\"><p>Our CFO challenges us, but also gives us the confidence to set the bar higher and achieve bigger goals.<\/p><\/blockquote>\n<p class=\"sf-cite\">Megan Rovers, Founder and CEO, Geelong Property Hub<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote\"><p>Our vCFO will raise things that I just never even thought about. His outside the box thinking tests us and helps us improve constantly.<\/p><\/blockquote>\n<p class=\"sf-cite\">Leanne Kamp, Founder, Lucky Strike Gold Prospecting<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/testimonials\/\">Read more client stories<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Getting started&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>How to get <em>started<\/em><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>Book a free call<\/h3>\n<p>A 30 minute chat about where your business is now and where you want it to go. No sales pitch.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>We review your numbers<\/h3>\n<p>We look through your books and systems, find the quick wins and tell you which level of help fits.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>Your first 90 days<\/h3>\n<p>Your CFO cleans up, sets up your forecasts and reports, and agrees a plan with you. Then we meet every month.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Common <em>questions<\/em><\/h2>\n<p>Can\u2019t find your answer? <a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a> and ask us directly.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_toggle title=&#8221;What does a Virtual CFO do?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>A Virtual CFO is a senior finance expert who works with you part time. They forecast your cash flow, set budgets and targets, track KPIs and help you make big calls like hiring, raising money or selling. You get CFO-level advice without a full-time salary.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How is a Virtual CFO different from my accountant?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Your accountant mostly looks back. They do your tax and keep you right with the ATO. A Virtual CFO looks forward. They help you plan cash flow, lift profit and make better decisions every month.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can you work with my current accountant?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes. Many clients keep their accountant for tax, and we handle the planning. We can also manage tax planning and ATO lodgements if you would rather have one team.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Our systems are really old. Is it too late to change?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>No. We often work with businesses that have run the same way for decades. We move you across in stages, keep what works and train your team, so the business keeps running while we update it.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How fast will we see results?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Most clients get quick wins in the first 90 days, like a clear view of cash and fixing prices that lose money. Bigger gains in profit and cash flow build over the first year.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Is a Virtual CFO cheaper than a full-time CFO?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Usually, yes. The median salary for a full-time SME CFO in Melbourne is $226,600 before super, according to the Robert Half 2026 Salary Guide, plus recruitment and leave. A Virtual CFO gives you senior experience for a set monthly fee.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What size businesses do you work with?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>We work with ambitious businesses turning over $2M to $50M a year, plus a small number of start-ups with big plans.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Do you only work with businesses in Geelong and Melbourne?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>No. Our advisors are based in Geelong and Melbourne, and we work with businesses right across Australia.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How much does a Virtual CFO cost?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt sf-faqt-last&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>It depends on the level of help you need and the size of your business. After a free call, we give you a clear monthly fee before any work starts.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Final call to action&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;128px||128px||true|false&#8221; custom_padding_tablet=&#8221;80px||80px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-center\">\n<h2>Ready to see what your numbers can <em>do<\/em>?<\/h2>\n<p>Book a free 30 minute call. We\u2019ll tell you honestly what you need, and what you don\u2019t.<\/p>\n<p style=\"margin-top:32px\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a free call<\/a><\/p>\n<p class=\"sf-contact\"><span><a href=\"tel:+61352299665\">+61 3 5229 9665<\/a><\/span><span><a href=\"mailto:hello@simic.finance\">hello@simic.finance<\/a><\/span><span>Lv 2, 50 Little Malop St, Geelong VIC<\/span><\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Schema (service + FAQ)&#8221; _builder_version=&#8221;4.27.9&#8243;]<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Service\",\"name\":\"Virtual CFO services\",\"serviceType\":\"Virtual CFO\",\"url\":\"https:\/\/simicfinancial.com\/virtual-cfo-services\/\",\"description\":\"Part-time CFO services for Australian businesses turning over $2M to $50M: clean up finances, update old systems, forecast cash flow and plan to grow.\",\"areaServed\":{\"@type\":\"Country\",\"name\":\"Australia\"},\"provider\":{\"@type\":\"AccountingService\",\"name\":\"Simic Financial\",\"url\":\"https:\/\/simicfinancial.com\/\",\"telephone\":\"+61 3 5229 9665\",\"email\":\"hello@simic.finance\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"Lv 2, 50 Little Malop St\",\"addressLocality\":\"Geelong\",\"addressRegion\":\"VIC\",\"addressCountry\":\"AU\"}}},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What does a Virtual CFO do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A Virtual CFO is a senior finance expert who works with you part time. 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