{"id":527,"date":"2026-10-05T23:57:58","date_gmt":"2026-10-05T23:57:58","guid":{"rendered":"https:\/\/simicfinancial.com\/?page_id=527"},"modified":"2026-10-06T01:46:03","modified_gmt":"2026-10-06T01:46:03","slug":"services","status":"publish","type":"page","link":"https:\/\/simicfinancial.com\/en\/services\/","title":{"rendered":"Services"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; module_class=&#8221;sf-sec sf-hero&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;96px||104px||true|false&#8221; custom_padding_tablet=&#8221;56px||64px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_code admin_label=&#8221;Brand fonts&#8221; _builder_version=&#8221;4.27.9&#8243;]<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"><link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin><link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Geist:wght@300;400;500;600&#038;family=Instrument+Serif:ital@0;1&#038;family=JetBrains+Mono:wght@400;500&#038;display=swap\">[\/et_pb_code][et_pb_text admin_label=&#8221;Hero copy&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Services and packages<\/p>\n<h1>CFO and bookkeeping packages for growing <em>businesses<\/em><\/h1>\n<p class=\"sf-lede\">An accountant shows you what already happened. A CFO shows you what to do next.<\/p>\n<p>Simple monthly packages that fix cash flow, lift profit and give you clear numbers, built for Australian businesses turning over $2M to $50M.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Hero actions&#8221; _builder_version=&#8221;4.27.9&#8243; custom_margin=&#8221;16px||||false|false&#8221;]<\/p>\n<div class=\"sf-actions\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><a class=\"sf-link\" href=\"#compare\">Compare CFO packages<\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Start here finder&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-finder\">\n<p class=\"sf-finder-h\">Start here<\/p>\n<p><a class=\"sf-frow\" href=\"#bookkeeping-packages\"><span>My books are messy or behind<\/span><span>Bookkeeping &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#cfo-packages\"><span>I need clear numbers and a plan<\/span><span>CFO packages &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#strategic-cfo\"><span>I&rsquo;m scaling fast or looking at exiting<\/span><span>Strategic CFO &rarr;<\/span><\/a><a class=\"sf-frow\" href=\"#business-review\"><span>I&rsquo;m not sure where to start<\/span><span>Business Review &rarr;<\/span><\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Pain points&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Does this sound <em>familiar<\/em>?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Owner pain points&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<ul class=\"sf-quotes\">\n<li>&ldquo;Sales are up, but cash is always tight.&rdquo;<\/li>\n<li>&ldquo;We&rsquo;re busy, but profit isn&rsquo;t where it should be.&rdquo;<\/li>\n<li>&ldquo;I get my numbers too late to act on them.&rdquo;<\/li>\n<li>&ldquo;Month end is a scramble and the books are always behind.&rdquo;<\/li>\n<li>&ldquo;My accountant only calls at tax time.&rdquo;<\/li>\n<li>&ldquo;I need CFO advice, but not a full-time CFO salary.&rdquo;<\/li>\n<\/ul>\n<p>If you nodded along to any of these, there is a package built for it.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;CFO packages&#8221; module_id=&#8221;cfo-packages&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||40px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>CFO <em>packages<\/em><\/h2>\n<p>Senior financial advice, sized to where your business is now. Each level includes everything in the one before it.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Start-up Supporter&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-lvl sf-lvl-1\">Level 1<\/p>\n<h3>Start-up Supporter<\/h3>\n<p class=\"sf-tag\">Get clear on your numbers<\/p>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> smaller or newer businesses that need clear numbers and someone senior to ask.<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">&ldquo;I&rsquo;m making big decisions without clear numbers.&rdquo;<\/p>\n<p class=\"sf-plus\">What you get<\/p>\n<ul class=\"sf-list\">\n<li>A detailed finance review with a CFO every quarter<\/li>\n<li>Monthly reports that show trends and weak spots<\/li>\n<li>KPIs set up and checked regularly<\/li>\n<li>Reports comparing every location or business unit<\/li>\n<li>BAS, IAS and ATO compliance handled<\/li>\n<li>A CFO on call when you need a second opinion<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;CFO Advantage&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-lvl sf-lvl-2\">Level 2<\/p>\n<h3>CFO Advantage<\/h3>\n<p class=\"sf-tag\">Fix profit and cash flow<\/p>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> growing businesses that need a clear plan and someone to keep them on track.<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">&ldquo;Sales are growing, but profit and cash aren&rsquo;t keeping up.&rdquo;<\/p>\n<p class=\"sf-plus\">Everything in Start-up Supporter, plus<\/p>\n<ul class=\"sf-list\">\n<li>A monthly meeting with your CFO<\/li>\n<li>Yearly budget and cash flow forecasts, with &ldquo;what if&rdquo; scenarios<\/li>\n<li>Tax planning, with ATO lodgements managed<\/li>\n<li>Reviews of who owes you and who you owe<\/li>\n<li>Ongoing risk checks across the business<\/li>\n<li>Reports for every part of the business, so problems show early<\/li>\n<li>Access to our finance software tools<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Strategic CFO Partner&#8221; module_id=&#8221;strategic-cfo&#8221; module_class=&#8221;sf-svc sf-svc-last&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-lvl sf-lvl-3\">Level 3<\/p>\n<h3>Strategic CFO Partner<\/h3>\n<p class=\"sf-tag\">A CFO inside your business<\/p>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> businesses scaling fast, planning an exit, or that need an expert to just &ldquo;handle things&rdquo;.<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">&ldquo;We&rsquo;ve outgrown our finance setup and need senior help in the business.&rdquo;<\/p>\n<p class=\"sf-plus\">Everything in CFO Advantage, plus<\/p>\n<ul class=\"sf-list\">\n<li>Done for you: your CFO handles the work, not just the advice<\/li>\n<li>Fortnightly progress check-ins with your CFO<\/li>\n<li>A hands-on CFO in your Slack or Teams for day-to-day questions<\/li>\n<li>Monthly board meetings and executive KPI reports<\/li>\n<li>Investor and bank-ready reporting packs<\/li>\n<li>Detailed financial modelling<\/li>\n<li>End of year tax, audits and outside advisors managed<\/li>\n<li>Planning to buy or sell a business<\/li>\n<li>Introductions to lenders and investors<\/li>\n<li>Better finance processes, plus risk and compliance registers<\/li>\n<\/ul>\n<p class=\"sf-note\">Want it all off your plate? We can also take over your bills, accounting and CFO work in full.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=&#8221;compare&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;72px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Compare table&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3>Compare CFO packages<\/h3>\n<div class=\"sf-table-wrap\">\n<table class=\"sf-compare sf-compare-3\">\n<thead>\n<tr>\n<th>What you get<\/th>\n<th>Start-up Supporter<\/th>\n<th>CFO Advantage<\/th>\n<th>Strategic CFO Partner<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>CFO strategy meetings<\/td>\n<td>Quarterly<\/td>\n<td>Monthly<\/td>\n<td>Monthly, plus board meetings<\/td>\n<\/tr>\n<tr>\n<td>Monthly performance reports<\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>KPIs set and tracked<\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>BAS, IAS and ATO compliance<\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Budgets, forecasts and &ldquo;what if&rdquo; scenarios<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Tax planning<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Done for you: your CFO handles the work<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Fortnightly progress check-ins<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Detailed financial modelling<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>CFO in your Slack or Teams<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Investor and bank-ready reports<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Exit and acquisition planning<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<tr>\n<td>Introductions to lenders and investors<\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td class=\"sf-x\"><span class=\"sf-sr\">Not included<\/span><\/td>\n<td><span class=\"sf-y\" aria-hidden=\"true\">&#10003;<\/span><span class=\"sf-sr\">Included<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Bookkeeping packages&#8221; module_id=&#8221;bookkeeping-packages&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||40px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Bookkeeping <em>packages<\/em><\/h2>\n<p>Clean, up to date books, done by our own team in Xero. Add CFO support whenever you are ready.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Bookkeeping Essentials&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-lvl sf-lvl-b1\">Level 1<\/p>\n<h3>Bookkeeping Essentials<\/h3>\n<p class=\"sf-tag\">Books you can trust<\/p>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> owners who pay their own bills and run payroll, but want books they can rely on.<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">&ldquo;I&rsquo;m never sure if my books are right.&rdquo;<\/p>\n<p class=\"sf-plus\">What you get<\/p>\n<ul class=\"sf-list\">\n<li>Bank accounts kept up to date in Xero<\/li>\n<li>Regular checks so every transaction is recorded correctly<\/li>\n<li>Reports on who owes you and who you owe<\/li>\n<li>BAS, IAS and ATO payment plans prepared and lodged<\/li>\n<li>Help setting up tools like Hubdoc or Employment Hero<\/li>\n<li>Payroll and super advice (processing is in Full Service)<\/li>\n<li>On call for bookkeeping questions<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Full Service Bookkeeping&#8221; module_class=&#8221;sf-svc sf-svc-last&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;48px||48px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-lvl sf-lvl-b2\">Level 2<\/p>\n<h3>Full Service Bookkeeping<\/h3>\n<p class=\"sf-tag\">Hand over the back office<\/p>\n<p class=\"sf-bestfor\"><strong>Best for:<\/strong> busy owners who never want to touch the books again.<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-problem\">&ldquo;Just take all of it off my plate, payroll, bills, the lot!&rdquo;<\/p>\n<p class=\"sf-plus\">Everything in Bookkeeping Essentials, plus<\/p>\n<ul class=\"sf-list\">\n<li>We run your accounts inbox, bills and invoices<\/li>\n<li>Full payroll, with super and STP lodged<\/li>\n<li>Overdue invoices chased up<\/li>\n<li>Weekly or fortnightly bill runs and debtor reviews<\/li>\n<li>Multi-entity and overseas transactions handled<\/li>\n<li>Tax planning and instalments managed<\/li>\n<li>Monthly reports on profit, cash flow and trends<\/li>\n<li>A bookkeeper in your Slack or Teams (optional)<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Business Review&#8221; module_id=&#8221;business-review&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Review intro&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-eyebrow\">Not sure where to start?<\/p>\n<h2>Comprehensive Business <em>Review<\/em><\/h2>\n<p class=\"sf-lede\">A one-off, top-to-bottom look at your business. You get quick wins and a clear plan to lift profit and value.<\/p>\n<p>We shape it around what matters most to you, from cash flow and profit to internal processes or getting ready to sell.<\/p>\n<p style=\"margin-top:32px\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Review details&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3>What we look at<\/h3>\n<ul class=\"sf-list\">\n<li>Your financial health, and how ready you are for big decisions<\/li>\n<li>Profit margins compared with your industry<\/li>\n<li>Systems and processes like payroll, budgets, reporting and invoicing<\/li>\n<li>Risk and compliance gaps<\/li>\n<li>Interviews with your leaders and walk-throughs of how work gets done<\/li>\n<\/ul>\n<h3 style=\"margin-top:40px\">What you get<\/h3>\n<ul class=\"sf-list\">\n<li>A gap report showing what is missing to build the business you want<\/li>\n<li>A performance report on your current finances<\/li>\n<li>Software and process recommendations<\/li>\n<li>Step-by-step guides to do it yourself, or support from one of our CFOs<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Client reviews&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||56px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Featured review&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2 class=\"sf-reviews-h\">Client <em>reviews<\/em><\/h2>\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote-lg\"><p>I&rsquo;ve had the pleasure of working with Tom since 2019 and would recommend Simic Financial to any business owner looking for a professional, strategic advisor, to help achieve their financial success.<\/p><\/blockquote>\n<p class=\"sf-cite\">Adam Fiske, Founder and CEO, Cipher Sports Technologies Group<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote\"><p>Tom&rsquo;s level of service and eye for detail is top class! There&rsquo;s no financial problem too big or small for Tom to help us work through!<\/p><\/blockquote>\n<p class=\"sf-cite\">Branden Johns, Founder, Adventure Market<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote\"><p>Tom was highly recommended to us and we are extremely happy that we made the difficult decision to leave our previous accountant and move to Simic Financial.<\/p><\/blockquote>\n<p class=\"sf-cite\">Leanne Kamp, Founder, Lucky Strike Gold Prospecting<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/p>\n<blockquote class=\"sf-quote\"><p>I just had Excel spreadsheets and profit and loss statements previously, whereas we now have lots of visual representations of performance.<\/p><\/blockquote>\n<p class=\"sf-cite\">Megan Rovers, Founder and CEO, Armstrong Real Estate and Geelong Property Hub<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p>Want to hear more from the owners we work with?<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/testimonials\/\">Read more client reviews<\/a><\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Getting started&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>How to get <em>started<\/em><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>Book a free call<\/h3>\n<p>A 30 minute chat about where your business is now and where you want it to go.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>Get a clear recommendation<\/h3>\n<p>We tell you which package fits, or whether a Business Review is the best first step. No pressure.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>We get to work<\/h3>\n<p>Your CFO and bookkeeper get set up, then it is clear numbers and regular catch-ups from there.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Common <em>questions<\/em><\/h2>\n<p>Can&rsquo;t find your answer? <a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a> and ask us directly.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3 class=\"sf-group\">Accountant, bookkeeper or CFO?<\/h3>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;What is the difference between an accountant, a bookkeeper and a CFO?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>A bookkeeper records what happens in your business every day. An accountant uses those records to do your tax and keep you compliant, usually looking back at last year. A CFO uses the numbers to plan what happens next, like cash flow, pricing, hiring and growth. We bring all three together in one team.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What does a Virtual CFO do?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>A Virtual CFO is a senior finance expert who works with you part time. They forecast your cash flow, set budgets and targets, track KPIs and help you make big calls like hiring, raising money or selling. You get CFO-level advice without a full-time salary.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What is the difference between a Virtual CFO and a fractional CFO?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>There is very little difference. Both are part-time CFOs. Virtual CFO is the more common term in Australia, while fractional CFO is more common overseas. You may also hear outsourced CFO or part-time CFO, which mean the same thing.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Do I need a CFO or just a good accountant?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>If you only need your tax done, an accountant may be enough. If cash is tight, profit is lower than it should be, or you are making big decisions without clear numbers, you need a CFO looking forward with you.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;When does a business need a CFO?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Usually when it is growing quickly, has several locations or teams, is planning to raise money or sell, or when the owner is spending too much time on the numbers. We mostly work with businesses turning over $2M to $50M.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Is a Virtual CFO cheaper than hiring a full-time CFO?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt sf-faqt-last&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Usually, yes. The median salary for a full-time SME CFO in Melbourne is $226,600 before super, according to the Robert Half 2026 Salary Guide, plus recruitment and leave. A Virtual CFO gives you senior experience for a set monthly fee, at the level of help you need.<\/p>\n<p>[\/et_pb_toggle][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3 class=\"sf-group\">Our packages<\/h3>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;What is included in a Virtual CFO package?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Every CFO package includes regular meetings with a senior CFO, monthly reports, KPIs and ATO compliance. Higher levels add budgets, forecasts, tax planning, board meetings, fortnightly check-ins and a CFO who handles the work for you.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Which package is right for my business?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>If your books are messy or behind, start with bookkeeping. If you need clear numbers and a plan, start with Start-up Supporter or CFO Advantage. If you are scaling fast, planning an exit or want it all handled, Strategic CFO Partner is the fit. Not sure? Start with a free call or a Comprehensive Business Review.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can I get bookkeeping without a CFO package?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes. Our bookkeeping packages work on their own, and you can add CFO support later as you grow.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can I combine bookkeeping and CFO support?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes, and it is how we work best. Your bookkeeper keeps the numbers right and your CFO uses them to plan, so nothing falls through the gaps.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What is a Comprehensive Business Review?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>It is a one-off, top-to-bottom look at your business. We review your numbers, margins, systems and risks, then give you a clear plan with quick wins to lift profit and value.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can a CFO help me sell my business?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes. Our Strategic CFO Partner package includes planning to buy or sell a business, getting your numbers ready for buyers and guiding you through due diligence. We are not business brokers and do not list businesses for sale.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can you help us raise money or get a business loan?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt sf-faqt-last&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes. We build the forecasts and reports that lenders and investors expect to see, and Strategic CFO Partner clients get introductions to lenders and investors in our network.<\/p>\n<p>[\/et_pb_toggle][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3 class=\"sf-group\">Working with us<\/h3>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Do you lodge BAS and IAS?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Yes. BAS, IAS and ATO payment plans are prepared and lodged in both bookkeeping packages and in every CFO package.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What accounting software do you use?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>We work in Xero, and we can help you set up add-ons like Hubdoc and Employment Hero.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Do you only work with businesses in Geelong and Melbourne?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>No. Our advisors are based in Geelong and Melbourne, and we work with businesses right across Australia.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;What size businesses do you work with?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>We work with ambitious businesses turning over $2M to $50M a year, plus a small number of start-ups with big plans.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How much do your packages cost?&#8221; title_level=&#8221;h3&#8243; open=&#8221;off&#8221; module_class=&#8221;sf-faqt sf-faqt-last&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>It depends on the package and the size of your business. After a free call, we give you a clear monthly fee before any work starts.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Final call to action&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;128px||128px||true|false&#8221; custom_padding_tablet=&#8221;80px||80px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-center\">\n<h2>Not sure which package <em>fits<\/em>?<\/h2>\n<p>Book a free 30 minute call. We will tell you honestly what you need, and what you don&rsquo;t.<\/p>\n<p style=\"margin-top:32px\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p class=\"sf-contact\"><span><a href=\"tel:+61352299665\">+61 3 5229 9665<\/a><\/span><span><a href=\"mailto:hello@simic.finance\">hello@simic.finance<\/a><\/span><span>Lv 2, 50 Little Malop St, Geelong VIC<\/span><\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Schema (packages + FAQ)&#8221; _builder_version=&#8221;4.27.9&#8243;]<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"AccountingService\",\"name\":\"Simic Financial\",\"url\":\"https:\/\/simicfinancial.com\/\",\"areaServed\":{\"@type\":\"Country\",\"name\":\"Australia\"},\"hasOfferCatalog\":{\"@type\":\"OfferCatalog\",\"name\":\"CFO and bookkeeping packages\",\"itemListElement\":[{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Start-up Supporter\",\"description\":\"Quarterly CFO finance reviews, monthly reports, KPIs and ATO compliance for smaller or newer businesses.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"CFO Advantage\",\"description\":\"Monthly CFO meetings, budgets, cash flow forecasts and tax planning to fix profit and cash flow.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Strategic CFO Partner\",\"description\":\"A done-for-you part-time CFO with fortnightly check-ins, for businesses scaling fast or planning an exit.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Bookkeeping Essentials\",\"description\":\"Accurate Xero bookkeeping with BAS and IAS prepared and lodged.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Full Service Bookkeeping\",\"description\":\"Done-for-you bookkeeping, bills, invoices, payroll and monthly reports.\"}},{\"@type\":\"Offer\",\"itemOffered\":{\"@type\":\"Service\",\"name\":\"Comprehensive Business Review\",\"description\":\"A one-off, top-to-bottom look at your business with a clear plan to lift profit and value.\"}}]}},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the difference between an accountant, a bookkeeper and a CFO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A bookkeeper records what happens in your business every day. An accountant uses those records to do your tax and keep you compliant, usually looking back at last year. A CFO uses the numbers to plan what happens next, like cash flow, pricing, hiring and growth. We bring all three together in one team.\"}},{\"@type\":\"Question\",\"name\":\"What does a Virtual CFO do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A Virtual CFO is a senior finance expert who works with you part time. They forecast your cash flow, set budgets and targets, track KPIs and help you make big calls like hiring, raising money or selling. You get CFO-level advice without a full-time salary.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between a Virtual CFO and a fractional CFO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There is very little difference. Both are part-time CFOs. Virtual CFO is the more common term in Australia, while fractional CFO is more common overseas. You may also hear outsourced CFO or part-time CFO, which mean the same thing.\"}},{\"@type\":\"Question\",\"name\":\"Do I need a CFO or just a good accountant?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you only need your tax done, an accountant may be enough. If cash is tight, profit is lower than it should be, or you are making big decisions without clear numbers, you need a CFO looking forward with you.\"}},{\"@type\":\"Question\",\"name\":\"When does a business need a CFO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usually when it is growing quickly, has several locations or teams, is planning to raise money or sell, or when the owner is spending too much time on the numbers. We mostly work with businesses turning over $2M to $50M.\"}},{\"@type\":\"Question\",\"name\":\"Is a Virtual CFO cheaper than hiring a full-time CFO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usually, yes. The median salary for a full-time SME CFO in Melbourne is $226,600 before super, according to the Robert Half 2026 Salary Guide, plus recruitment and leave. A Virtual CFO gives you senior experience for a set monthly fee, at the level of help you need.\"}},{\"@type\":\"Question\",\"name\":\"What is included in a Virtual CFO package?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Every CFO package includes regular meetings with a senior CFO, monthly reports, KPIs and ATO compliance. Higher levels add budgets, forecasts, tax planning, board meetings, fortnightly check-ins and a CFO who handles the work for you.\"}},{\"@type\":\"Question\",\"name\":\"Which package is right for my business?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If your books are messy or behind, start with bookkeeping. If you need clear numbers and a plan, start with Start-up Supporter or CFO Advantage. If you are scaling fast, planning an exit or want it all handled, Strategic CFO Partner is the fit. Not sure? Start with a free call or a Comprehensive Business Review.\"}},{\"@type\":\"Question\",\"name\":\"Can I get bookkeeping without a CFO package?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Our bookkeeping packages work on their own, and you can add CFO support later as you grow.\"}},{\"@type\":\"Question\",\"name\":\"Can I combine bookkeeping and CFO support?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, and it is how we work best. Your bookkeeper keeps the numbers right and your CFO uses them to plan, so nothing falls through the gaps.\"}},{\"@type\":\"Question\",\"name\":\"What is a Comprehensive Business Review?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is a one-off, top-to-bottom look at your business. We review your numbers, margins, systems and risks, then give you a clear plan with quick wins to lift profit and value.\"}},{\"@type\":\"Question\",\"name\":\"Can a CFO help me sell my business?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Our Strategic CFO Partner package includes planning to buy or sell a business, getting your numbers ready for buyers and guiding you through due diligence. We are not business brokers and do not list businesses for sale.\"}},{\"@type\":\"Question\",\"name\":\"Can you help us raise money or get a business loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. We build the forecasts and reports that lenders and investors expect to see, and Strategic CFO Partner clients get introductions to lenders and investors in our network.\"}},{\"@type\":\"Question\",\"name\":\"Do you lodge BAS and IAS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. BAS, IAS and ATO payment plans are prepared and lodged in both bookkeeping packages and in every CFO package.\"}},{\"@type\":\"Question\",\"name\":\"What accounting software do you use?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We work in Xero, and we can help you set up add-ons like Hubdoc and Employment Hero.\"}},{\"@type\":\"Question\",\"name\":\"Do you only work with businesses in Geelong and Melbourne?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Our advisors are based in Geelong and Melbourne, and we work with businesses right across Australia.\"}},{\"@type\":\"Question\",\"name\":\"What size businesses do you work with?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We work with ambitious businesses turning over $2M to $50M a year, plus a small number of start-ups with big plans.\"}},{\"@type\":\"Question\",\"name\":\"How much do your packages cost?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the package and the size of your business. After a free call, we give you a clear monthly fee before any work starts.\"}}]}]}<\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Services and packagesCFO and bookkeeping packages for growing businessesAn accountant shows you what already happened. A CFO shows you what to do next.Simple monthly packages that fix cash flow, lift profit and give you clear numbers, built for Australian businesses turning over $2M to $50M.Book a callCompare CFO packagesStart hereMy books are messy or behindBookkeeping [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-527","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Virtual CFO and Bookkeeping Packages | Simic Financial<\/title>\n<meta name=\"description\" content=\"Simple CFO and bookkeeping packages for Australian businesses turning over $2M to $50M. Fix cash flow, lift profit and get clear numbers. Book a free call.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/simicfinancial.com\/en\/services\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CFO and bookkeeping packages for growing businesses\" \/>\n<meta property=\"og:description\" content=\"Simple monthly packages that fix cash flow, lift profit and give you clear numbers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/simicfinancial.com\/en\/services\/\" \/>\n<meta property=\"og:site_name\" content=\"Simic Financial\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-06T01:46:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"18 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/services\\\/\",\"url\":\"https:\\\/\\\/simicfinancial.com\\\/services\\\/\",\"name\":\"Virtual CFO and Bookkeeping Packages | Simic Financial\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#website\"},\"datePublished\":\"2026-10-05T23:57:58+00:00\",\"dateModified\":\"2026-10-06T01:46:03+00:00\",\"description\":\"Simple CFO and bookkeeping packages for Australian businesses turning over $2M to $50M. Fix cash flow, lift profit and get clear numbers. Book a free call.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/services\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/simicfinancial.com\\\/services\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/services\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/simicfinancial.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#website\",\"url\":\"https:\\\/\\\/simicfinancial.com\\\/\",\"name\":\"Simic Financial\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/simicfinancial.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#organization\",\"name\":\"Simic Financial\",\"url\":\"https:\\\/\\\/simicfinancial.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/simicfinancial.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Simic-Finance-tall-HD-logo-Tom-Simic.png\",\"contentUrl\":\"https:\\\/\\\/simicfinancial.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Simic-Finance-tall-HD-logo-Tom-Simic.png\",\"width\":1434,\"height\":1108,\"caption\":\"Simic Financial\"},\"image\":{\"@id\":\"https:\\\/\\\/simicfinancial.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Virtual CFO and Bookkeeping Packages | Simic Financial","description":"Simple CFO and bookkeeping packages for Australian businesses turning over $2M to $50M. Fix cash flow, lift profit and get clear numbers. Book a free call.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/simicfinancial.com\/en\/services\/","og_locale":"en_US","og_type":"article","og_title":"CFO and bookkeeping packages for growing businesses","og_description":"Simple monthly packages that fix cash flow, lift profit and give you clear numbers.","og_url":"https:\/\/simicfinancial.com\/en\/services\/","og_site_name":"Simic Financial","article_modified_time":"2026-10-06T01:46:03+00:00","og_image":[{"url":"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_image":"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png","twitter_misc":{"Est. reading time":"18 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/simicfinancial.com\/services\/","url":"https:\/\/simicfinancial.com\/services\/","name":"Virtual CFO and Bookkeeping Packages | Simic Financial","isPartOf":{"@id":"https:\/\/simicfinancial.com\/#website"},"datePublished":"2026-10-05T23:57:58+00:00","dateModified":"2026-10-06T01:46:03+00:00","description":"Simple CFO and bookkeeping packages for Australian businesses turning over $2M to $50M. Fix cash flow, lift profit and get clear numbers. Book a free call.","breadcrumb":{"@id":"https:\/\/simicfinancial.com\/services\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/simicfinancial.com\/services\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/simicfinancial.com\/services\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/simicfinancial.com\/"},{"@type":"ListItem","position":2,"name":"Services"}]},{"@type":"WebSite","@id":"https:\/\/simicfinancial.com\/#website","url":"https:\/\/simicfinancial.com\/","name":"Simic Financial","description":"","publisher":{"@id":"https:\/\/simicfinancial.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/simicfinancial.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/simicfinancial.com\/#organization","name":"Simic Financial","url":"https:\/\/simicfinancial.com\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/simicfinancial.com\/#\/schema\/logo\/image\/","url":"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png","contentUrl":"https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/Simic-Finance-tall-HD-logo-Tom-Simic.png","width":1434,"height":1108,"caption":"Simic Financial"},"image":{"@id":"https:\/\/simicfinancial.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/pages\/527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/comments?post=527"}],"version-history":[{"count":6,"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/pages\/527\/revisions"}],"predecessor-version":[{"id":570,"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/pages\/527\/revisions\/570"}],"wp:attachment":[{"href":"https:\/\/simicfinancial.com\/en\/wp-json\/wp\/v2\/media?parent=527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}