{"id":517,"date":"2026-10-05T23:57:57","date_gmt":"2026-10-05T23:57:57","guid":{"rendered":"https:\/\/simicfinancial.com\/?page_id=517"},"modified":"2026-11-01T21:46:28","modified_gmt":"2026-11-01T21:46:28","slug":"home","status":"publish","type":"page","link":"https:\/\/simicfinancial.com\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; module_class=&#8221;sf-sec sf-hero sf-hero-photo&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; background_image=&#8221;https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/11\/simic-financial-team-meeting.jpg&#8221; background_size=&#8221;cover&#8221; background_position=&#8221;center&#8221; background_repeat=&#8221;no-repeat&#8221; parallax=&#8221;off&#8221; custom_padding=&#8221;168px||168px||true|false&#8221; custom_padding_tablet=&#8221;112px||112px||true|false&#8221; custom_padding_phone=&#8221;88px||96px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_code admin_label=&#8221;Brand fonts&#8221; _builder_version=&#8221;4.27.9&#8243;]<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"><link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin><link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Geist:wght@300;400;500;600&#038;family=Instrument+Serif:ital@0;1&#038;family=JetBrains+Mono:wght@400;500&#038;display=swap\">[\/et_pb_code][et_pb_code admin_label=&#8221;Home layout styles&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<style>body #page-container .sf-sec.sf-hero-photo{position:relative;background-size:cover!important;background-position:70% 35%!important;background-repeat:no-repeat!important}body #page-container .sf-sec.sf-hero-photo::before{content:\"\";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(90deg,rgba(11,29,52,.95) 0%,rgba(11,29,52,.84) 45%,rgba(11,29,52,.45) 100%);z-index:0;pointer-events:none}body #page-container .sf-sec.sf-hero-photo .et_pb_row{position:relative;z-index:1}body #page-container .sf-sec.sf-hero-photo .sf-hero-copy{max-width:780px}body #page-container .sf-sec.sf-hero-photo h1{color:#FFFFFF;font-size:clamp(44px,5.4vw,80px);line-height:1.02;max-width:15em;margin-bottom:28px}body #page-container .sf-sec.sf-hero-photo h1 em{color:#F5F0E6}body #page-container .sf-sec.sf-hero-photo .sf-eyebrow{color:#C9C1AE!important;font-size:13px!important;margin-bottom:28px!important}body #page-container .sf-sec.sf-hero-photo .sf-lede{color:#F5F0E6;font-size:clamp(18px,1.6vw,22px);line-height:1.5;max-width:44ch}body #page-container .sf-sec.sf-hero-photo .et_pb_button{background:#F5F0E6!important;color:#0B1D34!important}body #page-container .sf-sec.sf-hero-photo .et_pb_button:hover{background:#FFFFFF!important}body #page-container .sf-sec.sf-hero-photo .sf-link{color:#F5F0E6;border-bottom-color:rgba(245,240,230,.45)}body #page-container .sf-sec.sf-hero-photo .sf-link:hover{border-bottom-color:#F5F0E6}@media (max-width:980px){body #page-container .sf-sec.sf-hero-photo::before{background:rgba(11,29,52,.82)}}body #page-container .sf-sec.sf-video-band .sf-video{max-width:1040px;margin:0 auto}body #page-container .sf-sec.sf-reviews-xl h2.sf-reviews-h{color:#FFFFFF;font-size:clamp(48px,6vw,96px);margin-bottom:48px}body #page-container .sf-sec.sf-reviews-xl .sf-stars{font-size:40px;color:#B08A3E;margin-bottom:32px}body #page-container .sf-sec.sf-reviews-xl .sf-quote-lg{color:#FFFFFF;font-size:clamp(34px,5.4vw,80px);line-height:1.08;max-width:24ch;margin-bottom:32px}body #page-container .sf-sec.sf-reviews-xl .sf-quote{color:#FFFFFF;font-size:clamp(28px,3vw,44px);line-height:1.18;margin-bottom:24px}body #page-container .sf-sec.sf-reviews-xl .sf-cite{color:#C9C1AE;font-size:15px}body #page-container .sf-sec.sf-reviews-xl .sf-qcol{border-top:1px solid #2A3F5C;padding-top:48px}body #page-container .sf-sec.sf-reviews-xl .sf-qcol .sf-stars{font-size:28px;margin-bottom:24px}body #page-container .sf-sec.sf-reviews-xl .sf-link{color:#F5F0E6;border-bottom-color:rgba(245,240,230,.45);font-size:18px}body #page-container .sf-sec.sf-reviews-xl blockquote{border-left:0!important;padding-left:0!important;margin-left:0!important}body #page-container .sf-sec.sf-reviews-xl blockquote p{font-family:inherit!important;font-size:inherit!important;line-height:inherit!important;color:inherit!important;font-weight:inherit!important;max-width:none!important;margin:0!important}<\/style>\n<p>[\/et_pb_code][et_pb_text admin_label=&#8221;Hero copy&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-hero-copy\">\n<p class=\"sf-eyebrow\">We fix Cashflow, Profit and Numbers Clarity.<\/p>\n<h1>A full <em>finance team<\/em>, without hiring anyone.<\/h1>\n<p class=\"sf-lede\">Bookkeepers, accountants and CFOs for businesses turning over $2M to $50M.<\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Hero actions&#8221; _builder_version=&#8221;4.27.9&#8243; custom_margin=&#8221;16px||||false|false&#8221;]<\/p>\n<div class=\"sf-actions\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/services\/\">See our services<\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Video&#8221; module_class=&#8221;sf-sec sf-bone sf-video-band&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;96px||96px||true|false&#8221; custom_padding_tablet=&#8221;64px||64px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_code admin_label=&#8221;Hero video (Wistia, same as live site)&#8221; module_class=&#8221;sf-video&#8221; _builder_version=&#8221;4.27.9&#8243;]<script src=\"https:\/\/fast.wistia.com\/player.js\" async><\/script><script src=\"https:\/\/fast.wistia.com\/embed\/zwpot08jku.js\" async type=\"module\"><\/script><\/p>\n<style>wistia-player[media-id='zwpot08jku']:not(:defined) { background: center \/ contain no-repeat url('https:\/\/fast.wistia.com\/embed\/medias\/zwpot08jku\/swatch'); display: block; filter: blur(5px); padding-top:56.25%; }<\/style>\n<p> <wistia-player media-id=\"zwpot08jku\" aspect=\"1.7777777777777777\"><\/wistia-player>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Awards&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;44px||44px||true|false&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#C9C1AE&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#C9C1AE&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Awards and growth&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-awards\">\n<div class=\"sf-award sf-gold\">\n<div>\n<p class=\"sf-award-meta\">Winner 2025<\/p>\n<p class=\"sf-award-name\">CAANZ Young Chartered Accountant of the Year<\/p>\n<\/div>\n<\/div>\n<div class=\"sf-award sf-silver\">\n<div>\n<p class=\"sf-award-meta\">Finalist 2024<\/p>\n<p class=\"sf-award-name\">Australian Young CFO of the Year<\/p>\n<\/div>\n<\/div>\n<div class=\"sf-award sf-silver\">\n<div>\n<p class=\"sf-award-meta\">7x Finalist<\/p>\n<p class=\"sf-award-name\">Geelong Small Business Awards<\/p>\n<\/div>\n<\/div>\n<div class=\"sf-award sf-profit\">\n<div>\n<p class=\"sf-award-meta\">5 clients<\/p>\n<p class=\"sf-award-name\">Each added $1M to net profit last year with our help<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Client logo ticker&#8221; module_class=&#8221;sf-sec sf-bone sf-ticker-band&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;40px||44px||true|false&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#C9C1AE&#8221;][et_pb_row module_class=&#8221;sf-row-full&#8221; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Logo ticker&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-ticker-label\">Trusted by ambitious owners at<\/p>\n<div class=\"sf-ticker\" role=\"region\" aria-label=\"Some of the businesses we work with\">\n<div class=\"sf-ticker-track\">\n<ul class=\"sf-ticker-list\">\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-lucky-strike-gold-prospecting.png\" alt=\"Lucky Strike Gold Prospecting logo\" width=\"156\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h46\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-alpha-power-systems.png\" alt=\"Alpha Power Systems logo\" width=\"305\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h62\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-pho.png\" alt=\"Pholklore logo\" width=\"87\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h32\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-armstrong-real-estate.png\" alt=\"Armstrong Real Estate logo\" width=\"188\" height=\"45\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h34\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cipher-sports-technologies.png\" alt=\"Cipher Sports Technologies logo\" width=\"275\" height=\"81\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h48\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-wild-soul-wellness.png\" alt=\"Wild Soul Wellness logo\" width=\"309\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h24\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cranecrew.png\" alt=\"CraneCrew logo\" width=\"420\" height=\"42\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-great-white-magnetics.png\" alt=\"Great White Magnetics logo\" width=\"113\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-totally-workwear.png\" alt=\"Totally Workwear logo\" width=\"213\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-kenstra.png\" alt=\"Kenstra logo\" width=\"220\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<\/ul>\n<ul class=\"sf-ticker-list\" aria-hidden=\"true\">\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-lucky-strike-gold-prospecting.png\" alt=\"\" data-alt=\"Lucky Strike Gold Prospecting logo\" width=\"156\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h46\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-alpha-power-systems.png\" alt=\"\" data-alt=\"Alpha Power Systems logo\" width=\"305\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h62\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-pho.png\" alt=\"\" data-alt=\"Pholklore logo\" width=\"87\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h32\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-armstrong-real-estate.png\" alt=\"\" data-alt=\"Armstrong Real Estate logo\" width=\"188\" height=\"45\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h34\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cipher-sports-technologies.png\" alt=\"\" data-alt=\"Cipher Sports Technologies logo\" width=\"275\" height=\"81\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h48\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-wild-soul-wellness.png\" alt=\"\" data-alt=\"Wild Soul Wellness logo\" width=\"309\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h24\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-cranecrew.png\" alt=\"\" data-alt=\"CraneCrew logo\" width=\"420\" height=\"42\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h60\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-great-white-magnetics.png\" alt=\"\" data-alt=\"Great White Magnetics logo\" width=\"113\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-totally-workwear.png\" alt=\"\" data-alt=\"Totally Workwear logo\" width=\"213\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<li><img class=\"sf-h52\" src=\"https:\/\/simicfinancial.com\/wp-content\/uploads\/2026\/10\/client-logo-kenstra.png\" alt=\"\" data-alt=\"Kenstra logo\" width=\"220\" height=\"112\" loading=\"lazy\" decoding=\"async\"><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Testimonials&#8221; module_class=&#8221;sf-sec sf-navy sf-reviews-xl&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;168px||168px||true|false&#8221; custom_padding_tablet=&#8221;104px||104px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||56px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2 class=\"sf-reviews-h\">Client <em>reviews<\/em><\/h2>\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">\u2605\u2605\u2605\u2605\u2605<\/p>\n<blockquote class=\"sf-quote-lg\"><p>We would give Simic Financial 10 stars if it were an option. Tom is very responsive to our needs and is a whiz on the financials.<\/p><\/blockquote>\n<p class=\"sf-cite\">Leanne Kamp, Founder, Lucky Strike Gold Prospecting<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">\u2605\u2605\u2605\u2605\u2605<\/p>\n<blockquote class=\"sf-quote\"><p>We now have lots of visual representations of performance. They&#8217;re able to make really good decisions because they understand every part of the business now.<\/p><\/blockquote>\n<p class=\"sf-cite\">Megan Rovers, Founder and CEO, Armstrong Real Estate<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-qcol\">\n<p class=\"sf-stars\" role=\"img\" aria-label=\"Rated 5 out of 5\">\u2605\u2605\u2605\u2605\u2605<\/p>\n<blockquote class=\"sf-quote\"><p>Developing a relationship with Tom and Simic Financial has been one of the best decisions we&#8217;ve made as a small business.<\/p><\/blockquote>\n<p class=\"sf-cite\">Branden Johns, Founder, Adventure Market<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;40px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/testimonials\/\">Read more client reviews<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Pain points&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||24px||true|false&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Growing fast, but the numbers aren&#8217;t keeping <em>up<\/em>?<\/h2>\n<p class=\"sf-lede\">Most ambitious owners we meet have the same three problems. Sales are growing, but running the business isn&#8217;t getting any easier.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-stat-box\">\n<p class=\"sf-bigstat\">59%<\/p>\n<p>of Australian small business owners felt cash flow stress in the last six months.<\/p>\n<p class=\"sf-source\">Source: Tyro small business survey, March 2026<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Big 3 pain points&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-pains\">\n<div class=\"sf-pain\">\n<h3>Cash is tight, even in good months.<\/h3>\n<p>We forecast your cash ahead, plan for big bills and help you get paid faster. So you can pay staff, suppliers and yourself without the stress.<\/p>\n<\/div>\n<div class=\"sf-pain\">\n<h3>Profit isn&#8217;t what it should be.<\/h3>\n<p>We find where money is leaking in your pricing, wages, job costs and overheads, then help you fix it. You keep more of every dollar you earn.<\/p>\n<\/div>\n<div class=\"sf-pain\">\n<h3>You don&#8217;t have clarity over your numbers.<\/h3>\n<p>Simple monthly reports and a regular catch-up with your advisor. You&#8217;ll know what&#8217;s working, what isn&#8217;t and what to do next.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; module_class=&#8221;sf-sec sf-paper&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#FBF9F3&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Your bookkeeper and CFO, in <em>one<\/em> team<\/h2>\n<p>A bookkeeper keeps your books right. A CFO tells you what they mean and what to do next. With us, you get both, working together on your business.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Bookkeeping&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3>Bookkeeping<\/h3>\n<p class=\"sf-tag\">Done for you, every month<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Clean, up to date books without you lifting a finger. Our team handles the day-to-day so you can get back to running your business.<\/p>\n<ul class=\"sf-list\">\n<li>Bank and card reconciliations<\/li>\n<li>Bills, invoices and your accounts inbox<\/li>\n<li>Payroll and super<\/li>\n<li>BAS preparation and GST<\/li>\n<li>Xero set-up and clean-ups<\/li>\n<li>Month-end reports<\/li>\n<\/ul>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/services\/#bookkeeping-packages\">Bookkeeping packages<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Accounting and advisory&#8221; module_class=&#8221;sf-svc&#8221; _builder_version=&#8221;4.27.9&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3>Accounting and advisory<\/h3>\n<p class=\"sf-tag\">Clear numbers, better decisions<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>Reports you can actually read, and advice you can act on. We focus on the few numbers that matter most to your business.<\/p>\n<ul class=\"sf-list\">\n<li>Monthly reports and KPIs<\/li>\n<li>Cash flow forecasts<\/li>\n<li>Budgets and targets<\/li>\n<li>Pricing and profit margin reviews<\/li>\n<li>Tax planning and ATO compliance<\/li>\n<li>Growth and hiring plans<\/li>\n<\/ul>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/services\/#cfo-packages\">Accounting and advisory services<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; admin_label=&#8221;Virtual CFO&#8221; module_class=&#8221;sf-svc sf-svc-last&#8221; _builder_version=&#8221;4.27.9&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h3>Virtual CFO<\/h3>\n<p class=\"sf-tag\">For those ready to scale<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>A senior CFO in your corner, part time. Strategy, forecasts and funding support to help you grow faster, without a full-time CFO salary.<\/p>\n<ul class=\"sf-list\">\n<li>Monthly strategy meetings<\/li>\n<li>Board and investor reports<\/li>\n<li>Financial modelling<\/li>\n<li>Debt and equity funding support<\/li>\n<\/ul>\n<p><a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/services\/#compare\">Virtual CFO packages<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;First finance hire&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||32px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Thinking about your first finance <em>hire<\/em>?<\/h2>\n<p class=\"sf-lede\">It is a big step. Hire too junior and nobody is guiding strategy. Hire too senior and you pay CFO money for bookkeeping work.<\/p>\n<p>Our bookkeeper and CFO team gives you both levels of experience, so you can scale faster without the cost and headaches of the wrong full-time hire.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Comparison table&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-table-wrap\">\n<table class=\"sf-compare\">\n<thead>\n<tr>\n<th><\/th>\n<th>One full-time hire<\/th>\n<th>Simic bookkeeper and CFO<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Experience<\/td>\n<td>One person, at one level<\/td>\n<td>A senior CFO plus a dedicated bookkeeper<\/td>\n<\/tr>\n<tr>\n<td>Cost<\/td>\n<td>$149,350 median salary for a finance manager, plus super, recruitment and leave<\/td>\n<td>One set monthly fee, agreed upfront<\/td>\n<\/tr>\n<tr>\n<td>Getting started<\/td>\n<td>Months to recruit and train<\/td>\n<td>Starts after a free call and a review of your numbers<\/td>\n<\/tr>\n<tr>\n<td>Holidays and sick days<\/td>\n<td>Work stops when they are away<\/td>\n<td>A whole team, so nothing stops<\/td>\n<\/tr>\n<tr>\n<td>As you grow<\/td>\n<td>You may outgrow them<\/td>\n<td>Add more support when you need it<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"sf-source\">Salary: Robert Half 2026 Salary Guide, Melbourne, finance manager median base<\/p>\n<p style=\"margin-top:32px\">Weighing up a hire? <a class=\"sf-link\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a> and we will talk it through.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Results&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||56px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>What our clients <em>see<\/em><\/h2>\n<p>Clean books plus clear advice add up. This is the average lift our clients have seen after working with us.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Profit stat&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-fig\">+29%<\/p>\n<p class=\"sf-fig-label\">Average lift in profit<\/p>\n<div class=\"sf-chart sf-chart-29\" role=\"img\" aria-label=\"Profit before working with us 100, after 129\"><span>Before<\/span><span>After<\/span><\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text admin_label=&#8221;Cash flow stat&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-fig\">+17%<\/p>\n<p class=\"sf-fig-label\">Average lift in cash flow<\/p>\n<div class=\"sf-chart sf-chart-17\" role=\"img\" aria-label=\"Cash flow before working with us 100, after 117\"><span>Before<\/span><span>After<\/span><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p class=\"sf-source\">Source: average across Simic Financial clients. Results vary.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;How it works&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||48px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Getting started is <em>simple<\/em><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>Book a free call<\/h3>\n<p>A 30 minute chat about your business and your goals. You learn how we work. No sales pitch.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>We review your numbers<\/h3>\n<p>We look through your books, find the quick wins, and match you with the right CFO and bookkeeper.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-step\">\n<h3>We get to work<\/h3>\n<p>Clean books each month, clear reports, and regular catch-ups to plan your next move.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; module_class=&#8221;sf-sec sf-bone&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#F5F0E6&#8243; custom_padding=&#8221;120px||120px||true|false&#8221; custom_padding_tablet=&#8221;72px||72px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<h2>Common <em>questions<\/em><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_accordion module_class=&#8221;sf-faq&#8221; _builder_version=&#8221;4.27.9&#8243;][et_pb_accordion_item title=&#8221;What does a Virtual CFO do for a growing business?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<p>A Virtual CFO is a senior finance lead who works with you part time. They plan your cash flow, set budgets and targets, build forecasts and help with big decisions like hiring or raising money. You get CFO-level advice without a full-time CFO salary.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What is the difference between a bookkeeper, an accountant and a CFO?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>A bookkeeper keeps your records up to date. An accountant turns those records into reports and keeps you compliant with the ATO. A CFO uses the numbers to plan where the business is going. We bring all three together in one team.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;When should my business make its first finance hire?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>A good time is when the books are eating into your week, cash is hard to predict, or you are planning big growth. Before you hire, compare one full-time person with a bookkeeper and CFO team. Many businesses find the team gives them more experience, more cover and less risk.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How can I improve cash flow in my business?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>Start with a cash flow forecast so you can see problems coming. Then get paid faster, check your pricing and plan big costs ahead. We set this up for our clients and keep it up to date.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Do you only work with businesses in Geelong and Melbourne?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>No. Our advisors are based in Geelong and Melbourne, and we work with businesses right across Australia.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What size businesses do you work with?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>We work with ambitious businesses turning over $2M to $50M a year, plus a small number of start-ups with big plans.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How much does it cost?&#8221; _builder_version=&#8221;4.27.9&#8243; open=&#8221;off&#8221;]<\/p>\n<p>It depends on what your business needs. After a free call, we give you a clear monthly fee before any work starts.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Final call to action&#8221; module_class=&#8221;sf-sec sf-navy&#8221; _builder_version=&#8221;4.27.9&#8243; background_color=&#8221;#0B1D34&#8243; custom_padding=&#8221;128px||128px||true|false&#8221; custom_padding_tablet=&#8221;80px||80px||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.9&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243;]<\/p>\n<div class=\"sf-center\">\n<h2>Want your numbers to finally make <em>sense<\/em>?<\/h2>\n<p>Book a free 30 minute call. No sales pitch, just a clear chat about your business.<\/p>\n<p style=\"margin-top:32px\"><a class=\"et_pb_button\" href=\"https:\/\/simicfinancial.com\/contact\/\">Book a call<\/a><\/p>\n<p class=\"sf-contact\"><span><a href=\"tel:+61352299665\">+61 3 5229 9665<\/a><\/span><span><a href=\"mailto:hello@simic.finance\">hello@simic.finance<\/a><\/span><span>Lv 2, 50 Little Malop St, Geelong VIC<\/span><\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Schema (FAQ + business)&#8221; _builder_version=&#8221;4.27.9&#8243;]<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"AccountingService\",\"name\":\"Simic Financial\",\"url\":\"https:\/\/simicfinancial.com\/\",\"telephone\":\"+61 3 5229 9665\",\"email\":\"hello@simic.finance\",\"description\":\"CFO, accounting, business advisory and bookkeeping services for Australian businesses turning over $2M to $50M.\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"Level 2, 50 Little Malop St\",\"addressLocality\":\"Geelong\",\"addressRegion\":\"VIC\",\"postalCode\":\"3220\",\"addressCountry\":\"AU\"},\"areaServed\":{\"@type\":\"Country\",\"name\":\"Australia\"},\"knowsAbout\":[\"Virtual CFO\",\"Outsourced CFO\",\"Bookkeeping\",\"Management accounting\",\"Business advisory\",\"Cash flow forecasting\"],\"founder\":{\"@type\":\"Person\",\"name\":\"Tom Simic\",\"jobTitle\":\"Principal\",\"award\":[\"2025 CAANZ Young Chartered Accountant of the Year\",\"2024 Australian Young CFO of the Year Finalist\"]}},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What does a Virtual CFO do for a growing business?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A Virtual CFO is a senior finance lead who works with you part time. 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