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[\/et_pb_text][et_pb_blurb title=”Virtual CFO Advisory” image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-icon-3.png” icon_placement=”left” image_icon_width=”64px” content_max_width=”100%” image_icon_width_tablet=”” image_icon_width_phone=”32px” image_icon_width_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”a947262d-0701-4077-825d-1385639c524f” header_font=”Heebo|500|||||||” header_text_color=”#000000″ header_line_height=”1.3em” body_font=”Heebo|500|||||||” body_font_size=”16px” body_line_height=”1.5em” animation=”off” header_font_size_tablet=”16px” header_font_size_phone=”14px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
Expert, hands-on CFO advisors to guide your business with smarter strategy and better financial reporting.<\/p>\n
[\/et_pb_blurb][et_pb_blurb title=”Business Success Review” image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-icon-15.png” icon_placement=”left” image_icon_width=”64px” content_max_width=”100%” image_icon_width_tablet=”” image_icon_width_phone=”32px” image_icon_width_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”a947262d-0701-4077-825d-1385639c524f” header_font=”Heebo|500|||||||” header_text_color=”#000000″ header_line_height=”1.3em” body_font=”Heebo|500|||||||” body_font_size=”16px” body_line_height=”1.5em” custom_margin=”50px||||false|false” animation=”off” header_font_size_tablet=”16px” header_font_size_phone=”14px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
A comprehensive deep dive into why your business is not hitting its targets, how it can improve, and what the risks are coming into expansion\/M&A.<\/p>\n
[\/et_pb_blurb][et_pb_blurb title=”Full Service Bookkeeping” image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-icon-7.png” icon_placement=”left” image_icon_width=”64px” content_max_width=”100%” image_icon_width_tablet=”” image_icon_width_phone=”32px” image_icon_width_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”a947262d-0701-4077-825d-1385639c524f” header_font=”Heebo|500|||||||” header_text_color=”#000000″ header_line_height=”1.3em” body_font=”Heebo|500|||||||” body_font_size=”16px” body_line_height=”1.5em” custom_margin=”50px||||false|false” animation=”off” header_font_size_tablet=”16px” header_font_size_phone=”14px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
Seamless full-service bookkeeping – from managing an accounts@ inbox and payroll to making sure your month-end close is always smooth.<\/p>\n
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[\/et_pb_text][et_pb_contact_form captcha=”off” email=”tom@simic.finance” success_message=”Thank you for contacting us. We will be in touch shortly!” _builder_version=”4.27.5″ _module_preset=”97e514a8-747c-48e8-bf47-f9428b841787″ _unique_id=”1ce33646-716a-4e4a-a386-7aa04b001356″ form_field_background_color=”RGBA(255,255,255,0)” form_field_text_color=”#6d6d6d” form_field_font=”Heebo|500|||||||” custom_button=”on” button_text_size=”14px” button_text_color=”#000000″ button_bg_color=”RGBA(255,255,255,0)” button_bg_image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-img-16.png” button_border_width=”0px” button_border_radius=”0px” button_font=”Heebo|700||on|||||” button_custom_margin=”20px||||false|false” button_custom_padding=”20px|40px|20px|40px|true|true” button_bg_color_last_edited=”off|desktop” custom_css_contact_button=”background-size: 100% 100% !important;” border_width_all=”1px” global_colors_info=”{}” button_bg_color__hover_enabled=”off|desktop” button_bg_color__hover=”RGBA(255,255,255,0)” button_bg_enable_color__hover=”on”][et_pb_contact_field field_id=”Name” 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[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”df96b77a-cd4f-44a8-a771-2d6347592b53″ header_text_color=”#000000″ header_2_font=”Heebo|700|||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”50px” header_2_line_height=”1.35em” custom_margin=”||10px||false|false” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”5ff55506-da7d-4dd7-b409-9d62c7203201″ text_font=”Heebo|500|||||||” text_text_color=”#FFFFFF” text_font_size=”16px” text_line_height=”1.8em” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” global_colors_info=”{}”]<\/p>\n
Running a successful business in Geelong, Torquay, or across the Surf Coast comes with a unique challenge: growth often happens fast \u2014 but access to senior financial leadership<\/strong> doesn\u2019t always keep pace.<\/p>\n Many regional businesses reach a point where tax-focused accounting is no longer enough, yet hiring a full-time CFO feels premature or unnecessary.<\/p>\n That\u2019s where a Virtual CFO<\/strong> delivers real value.<\/p>\n At Simic Financial<\/strong>, we provide hands-on Virtual CFO services to growing businesses across Geelong, Torquay, and the Surf Coast<\/strong>, acting as a true financial partner \u2014 not just an advisor you hear from once a year.<\/p>\n \n We\u2019re proud to be the largest and most trusted CFO advisory firm in the region, and are locals ourselves!<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” 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_module_preset=”a947262d-0701-4077-825d-1385639c524f” header_font=”Heebo|500|||||||” header_text_color=”#FFFFFF” header_font_size=”16px” header_line_height=”1.3em” body_font=”Heebo|500|||||||” body_font_size=”16px” body_line_height=”1.5em” animation=”off” header_font_size_tablet=”16px” header_font_size_phone=”14px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-05.jpg” title_text=”consultant-05″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.5″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_font=”Heebo|500||on|||||” text_text_color=”#FFFFFF” text_line_height=”20px” background_color=”#E3332E” positioning=”absolute” position_origin_a=”bottom_right” text_orientation=”center” width=”160px” min_height=”160px” custom_margin=”||-90px||false|false” custom_padding=”70px|16px|70px|16px|true|true” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE4In19@” border_radii=”on|100px|100px|100px|100px” box_shadow_style=”preset7″ box_shadow_horizontal=”0px” box_shadow_vertical=”0px” box_shadow_spread=”10px” box_shadow_color=”#000000″ global_colors_info=”{}” box_shadow_spread__hover_enabled=”on|desktop” box_shadow_spread__hover=”5px”]<\/p>\n Learn More<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”How do I know if I need a Virtual CFO?” _builder_version=”4.27.5″ _module_preset=”default” title_font_size=”38px” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Book your discovery call now” button_text=”Book your discovery call now” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n The best way to find out if a Virtual CFO Advisor is a match for you is to book a no obligation discovery call<\/p>\n [\/et_pb_cta][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE2MyJ9fQ==@” button_text=”Book Now” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”What is a Virtual CFO?” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”on”]<\/p>\n A Virtual CFO gives you strategic financial leadership on-demand<\/strong>, without the cost or commitment of a full-time executive.<\/p>\n But this goes far beyond reports and numbers.<\/p>\n We help business owners:<\/p>\n Understand what\u2019s really<\/em> driving performance<\/p>\n<\/li>\n Plan ahead with confidence, not guesswork<\/p>\n<\/li>\n Make decisions backed by clear financial insight<\/p>\n<\/li>\n<\/ul>\n \n While traditional accountants focus on compliance and history, we focus on strategy, foresight, and control \u2014 all year round<\/strong>.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Who We Support Across Geelong & the Surf Coast” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n Our Virtual CFO services are designed for established and scaling businesses<\/strong> with revenue between $1M and $50M<\/strong>, including:<\/p>\n Professional services and consulting firms<\/p>\n<\/li>\n Start-ups and fast-growing regional businesses<\/p>\n<\/li>\n Retail, wholesale, and hospitality operators<\/p>\n<\/li>\n Founder-led companies without an in-house CFO<\/p>\n<\/li>\n<\/ul>\n \n If you\u2019re a Founder, CEO, or Managing Director<\/strong> looking for clarity, structure, and financial confidence \u2014 this service is built for you.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”When a Virtual CFO Makes the Biggest Impact” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n Most businesses engage us when they experience challenges like:<\/p>\n Cash flow uncertainty despite strong sales<\/p>\n<\/li>\n Limited visibility into real profitability<\/p>\n<\/li>\n Financial decisions feeling reactive instead of planned<\/p>\n<\/li>\n Growth without clear forecasting or structure<\/p>\n<\/li>\n Reliance on accountants who only engage at tax time<\/p>\n<\/li>\n<\/ul>\n These are normal growing pains \u2014 but left unresolved, they slow momentum and increase risk.<\/p>\n \n A Virtual CFO helps you move forward with certainty.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Our Virtual CFO Services” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n Every engagement is tailored, but typically includes:<\/p>\n Cash flow forecasting and scenario modelling<\/p>\n<\/li>\n Budgets aligned to growth goals<\/p>\n<\/li>\n Profitability and margin improvement<\/p>\n<\/li>\n<\/ul>\n Monthly management and board-style reports<\/p>\n<\/li>\n Clear KPI dashboards<\/p>\n<\/li>\n Plain-English explanations that drive decisions<\/p>\n<\/li>\n<\/ul>\n Structured monthly CFO advisory meetings<\/p>\n<\/li>\n Strategic accountability and forward planning<\/p>\n<\/li>\n Ongoing guidance as your business evolves<\/p>\n<\/li>\n<\/ul>\n A dedicated CFO embedded into your business<\/p>\n<\/li>\n On-call support for major decisions and challenges<\/p>\n<\/li>\n Industry-aligned expertise matched to your sector<\/p>\n<\/li>\n<\/ul>\n This is not outsourced finance. \n [\/et_pb_accordion_item][et_pb_accordion_item title=”Why Businesses Choose Us in Geelong & the Surf Coast” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n We don\u2019t compete with traditional accountants \u2014 we complement and extend them.<\/p>\n What sets us apart:<\/p>\n Deep regional presence<\/strong> with local business insight<\/p>\n<\/li>\n Hands-on, embedded approach<\/strong> \u2014 we feel like part of your team<\/p>\n<\/li>\n Fixed, transparent pricing<\/strong> \u2014 no hourly billing surprises<\/p>\n<\/li>\n Industry-specialist CFOs<\/strong> matched to your business model<\/p>\n<\/li>\n<\/ul>\n \n Our founder, Tom Simic<\/strong>, is a multi-award-winning Chartered Accountant<\/strong>, recognised as 2025 Young Chartered Accountant of the Year<\/strong>, and our CFO team brings decades of commercial experience across diverse industries.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Regional Businesses Deserve Strategic Financial Leadership” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n Geelong, Torquay, and the Surf Coast are home to some of Victoria\u2019s most ambitious and fast-growing businesses.<\/p>\n We help you:<\/p>\n Gain clarity over your numbers<\/p>\n<\/li>\n Reduce financial stress<\/p>\n<\/li>\n Grow sustainably and confidently<\/p>\n<\/li>\n<\/ul>\n \n All without hiring in-house or relying on reactive advice.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Is a Virtual CFO the Right Next Step?” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n If you\u2019re asking:<\/p>\n \u201cAre we financially ready for our next phase of growth?\u201d<\/p>\n<\/li>\n \u201cDo we really understand our cash flow and margins?\u201d<\/p>\n<\/li>\n \u201cWhy does decision-making still feel harder than it should?\u201d<\/p>\n<\/li>\n<\/ul>\n \n It\u2019s time for a different level of financial support.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”Book a Virtual CFO Discovery Call” open=”off” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n Start with a no-obligation discovery call<\/strong>. Understand where your business stands today<\/p>\n<\/li>\n Identify risks and opportunities ahead<\/p>\n<\/li>\n Decide whether a Virtual CFO is the right fit<\/p>\n<\/li>\n<\/ul>\n \n \ud83d\udc49 Book your Virtual CFO consultation today<\/strong> and work with the most trusted CFO advisors across Geelong, Torquay, and the Surf Coast.<\/p>\n [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE2MyJ9fQ==@” button_text=”Book a Discovery Call” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Subscribe” _builder_version=”4.16″ _module_preset=”default” background_color=”#f3f4ef” background_image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/consultant-03-scaled-1.jpg” background_size=”contain” background_position=”top_left” custom_padding=”5vw||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”5%|20px|5%|20px|true|true” box_shadow_style=”preset4″ box_shadow_horizontal=”-30vw” box_shadow_vertical=”0px” box_shadow_color=”#FFFFFF” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”534cc526-6274-4e31-9e1a-7f18a5947bf1″ header_4_font=”Heebo|700||on|||||” header_4_text_align=”center” header_4_text_color=”#000000″ header_4_font_size=”12px” header_4_letter_spacing=”1px” header_4_line_height=”1.2em” background_image=”https:\/\/simicfinancial.com\/wp-content\/uploads\/2025\/12\/line.png” background_size=”initial” background_position=”bottom_center” custom_margin=”||30px||false|false” custom_padding=”|||0px|false|false” header_4_font_size_tablet=”” header_4_font_size_phone=”11px” header_4_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”df96b77a-cd4f-44a8-a771-2d6347592b53″ header_text_color=”#000000″ header_2_font=”Heebo|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ header_2_font_size=”50px” header_2_line_height=”1.35em” max_width=”650px” module_alignment=”center” custom_margin=”||10px||false|false” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”5ff55506-da7d-4dd7-b409-9d62c7203201″ text_font=”Heebo|500|||||||” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.8em” text_orientation=”center” max_width=”650px” module_alignment=”center” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”55px” header_font_size_last_edited=”off|desktop” global_colors_info=”{}”][\/et_pb_text][et_pb_signup mailchimp_list=”add_new_account” layout=”top_bottom” first_name_field=”off” last_name_field=”off” _builder_version=”4.16″ _module_preset=”1c883bb2-4cbc-4de9-8d36-798409181cc9″ form_field_font=”Heebo|500|||||||” background_enable_color=”off” use_background_color=”off” custom_button=”on” button_text_size=”14px” button_bg_color=”#e3332e” button_border_width=”0px” button_border_radius=”0px” button_letter_spacing=”1px” button_font=”Heebo|700||on|||||” button_custom_padding=”20px||20px||true|false” max_width=”400px” module_alignment=”center” border_radii_fields=”on|0px|0px|0px|0px” border_width_all_fields=”1px” border_color_all_fields=”#000000″ global_colors_info=”{}”][\/et_pb_signup][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Simic FinancialVirtual CFO Advisory Geelong, Torquay & Surfcoast ServicesExpert, hands-on CFO advisors to guide your business with smarter strategy and better financial reporting.A comprehensive deep dive into why your business is not hitting its targets, how it can improve, and what the risks are coming into expansion\/M&A.Seamless full-service bookkeeping – from managing an accounts@ inbox […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-301","page","type-page","status-publish","hentry"],"yoast_head":"\n\n
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Financial Strategy & Planning<\/h3>\n
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CFO-Level Reporting & Insights<\/h3>\n
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Monthly Advisory & Leadership Support<\/h3>\n
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Strategic CFO Partner Plan<\/h3>\n
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This is experienced CFO leadership<\/strong>.<\/p>\n<\/li>\n<\/ul>\n\n
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We\u2019ll help you:<\/p>\n\n
Blog<\/h4>\n
Weekly Free Business Resources<\/h2>\n